Our Loan Services
Comprehensive microfinance solutions designed specifically for small-scale farmers and SMEs across Zambia.
SME Business Loans
Tailored financing solutions to help small and medium enterprises grow and thrive.
Working Capital Loans
Amount: K5,000 - K50,000
Term: 6 - 24 months
Rate: From 15% per annum
- Quick approval
- Flexible repayment
- Business mentorship
Equipment Financing
Amount: K10,000 - K100,000
Term: 12 - 36 months
Rate: From 12% per annum
- Asset-backed
- Competitive rates
- Technical support
Business Expansion Loans
Amount: K20,000 - K200,000
Term: 24 - 48 months
Rate: From 14% per annum
- Growth planning
- Market analysis
- Ongoing support
Agricultural Loans
Specialized financing for small-scale farmers to boost productivity and income.
Seasonal Crop Loans
Amount: K2,000 - K25,000
Term: 6 - 12 months
Rate: From 10% per annum
- Harvest-aligned repayment
- Input financing
- Technical advice
Livestock Loans
Amount: K5,000 - K40,000
Term: 12 - 24 months
Rate: From 12% per annum
- Veterinary support
- Feed financing
- Market linkages
Agricultural Equipment
Amount: K10,000 - K80,000
Term: 24 - 36 months
Rate: From 11% per annum
- Equipment training
- Maintenance support
- Warranty coverage
Simple Application Process
Getting a loan is easy with our streamlined 4-step process.
Submit Application
Complete our online form or visit any branch
Document Review
Our team reviews your application and documents
Assessment
We assess your business or farming operation
Approval
Get approved and receive your loan within 24-48 hours
Flexible Repayment Options
Choose a repayment plan that works with your cash flow and business cycle.
Monthly Payments
Regular monthly installments for steady cash flow businesses
Seasonal Payments
Aligned with harvest cycles for agricultural businesses
Flexible Terms
Customized payment schedules based on your business needs
Loan Calculator
Estimate your loan repayments with our easy-to-use calculator.
Estimated Monthly Payment
K 1,250
*This is an estimate. Actual terms may vary based on assessment.
Client Success Stories
"The agricultural loan helped me buy modern equipment. My yield increased by 300%!"
John Mwanza
Maize Farming
"With the SME loan, I expanded from 2 to 15 employees. Business is thriving!"
Sarah Banda
Tailoring Shop